Personal Injury Protection (PIP) coverage<\/a>, que lleva alguna similar a pago m\u00e9dico, como tambi\u00e9n provee a cualquier persona lesionada en un accidente. Contrario a pago m\u00e9dico, PIP por igual cubre perdida en salario. Aun que PIP pueda ser renunciado, el mismo provee perdida en salario por la lesi\u00f3n, pero pago medico puede ser que no.<\/p>\nMed-pay es opcional, voluntariamente incluido en la p\u00f3liza de la compa\u00f1\u00eda de seguro. La exclusi\u00f3n de med-pay requiere ning\u00fan aviso especial, pero si requieren protecci\u00f3n de lesi\u00f3n personal. PIP, porque es requisito por estatuto, requiere una extensi\u00f3n por escrito si el individuo asegurado escoge no tener ning\u00fan tipo de cubierta en su p\u00f3liza. Md. Code, Ins. \u00a7 19- 505. Adicional, ya que es no reglamentada, no hay ning\u00fan estado que requiere el m\u00ednimo, permitiendo al conductor y al seguro fijar el nivel en la cubierta.<\/p>\n
Mientras es m\u00e1s flexible en el nivel de cubierta, y consecuentemente el precio de la p\u00f3liza, un due\u00f1o de un veh\u00edculo asegurado debe de saber que la falta de regulaci\u00f3n de estatuto concede m\u00e1s flexibilidad a la compa\u00f1\u00eda de seguro por igual. Las compa\u00f1\u00edas de seguro puede que inserten provisiones en una p\u00f3liza requiriendo el rembolso de cualquier pago hecho por parte del due\u00f1o del seguro.<\/p>\n
Tambi\u00e9n, al contrario de PIP, med- pay no ofrece al demandante en Maryland la oportunidad de \u201csumergirse\u201d en el acuerdo de la compa\u00f1\u00eda de seguro. Mientras que en otros estados puede ser posible que el demandante que no solo reciba un premio por cuentas medicas por ambos su propio seguro por medio de la p\u00f3liza de med- pay, \u00e9l se puede recuperar por los mismos gastos por medio de un acuerdo. Como la corte anota en Wu, una provisi\u00f3n en el c\u00f3digo de seguro de Maryland previene este tipo de recompensa doble por la p\u00f3liza de pago m\u00e9dico. Wu, 256 F.R.D. At 168; \u00a7 Md. Code Ann., Ins. \u00a715-1207.<\/p>\n
Lo que med- pay puede proveer, de cualquier manera, es un nivel de seguridad a\u00f1adido a cualquiera dentro de veh\u00edculo del individuo asegurado. Mientras el m\u00ednimo desnudo de estatuto requiere seguro de PIP de $2,500, cuentas medicas pueden ser f\u00e1cilmente subir por encima a esta cantidad y a la p\u00f3liza de med-pay puede ayudar a cubrir todas o parte de la diferencia.<\/p>\n","protected":false},"excerpt":{"rendered":"
Med Pay (Provisi\u00f3n de Pagos M\u00e9dicos) es un componente de p\u00f3liza de autom\u00f3vil en un sinn\u00famero de estados, que provee al conductor y el pasajero en el veh\u00edculo el pago de cuentas medicas en caso de que haya un accidente. Al contrario, hay muchas otras formas de compa\u00f1\u00edas de autom\u00f3vil, pago medico cubre sin importar […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":57,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-161","page","type-page","status-publish","hentry"],"yoast_head":"\n
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